COMMERCIAL TRANSPARENCY · DUAL-TRACK ARCHITECTURE

Predictable Pricing for Licensed PSPs & Distribution Agents

Zero hidden deductions, zero opaque FX markups. Select your market segment to evaluate volume-tiered clearing switch fees, exclusive corridor seat licensing, and retail agent commission schedules.

INSTITUTIONAL CLEARING SEGMENT (PSPS, SPIS & BANKS)

Domestic Clearing Switch & Seat Licensing

Connect your licensed central bank clearing rails (Pix, Raast, UPI, SPEI, InstaPay) into the GlobalPayment meta-layer to capture incoming transaction flow from thousands of active downstream distribution operating agents.

INTERACTIVE CLEARING CALCULATOR

Volume-Tiered Routing Switch: 18 bps down to 6 bps

Simulate monthly corridor transaction volume flowing through your licensed domestic rails. Switch fees automatically cascade at higher tiers.

Monthly Volume
£1,500,000
£100k /mo£2M /mo (14 bps)£5M /mo (10 bps)£10M+ /mo (6 bps)
Effective Switch Fee
12 bps (0.203%)
Monthly Platform & Switch Cost
£3,050
Estimated Partner Retained Margin
~£15,700 /mo
PAY-AS-YOU-CLEAR99.9% SLA

Direct Clearing Ingress

Connect domestic rails via REST & OpenAPI 3.0. Pay strictly per routed transaction.

£0/month
Base switch fee: 18 bps (cascading)
  • ✓Zero upfront setup or monthly platform fee
  • ✓Direct OpenAPI 3.0 and HMAC-signed webhook routing
  • ✓Automated ISO 20022 message translation (pacs.008, camt.054)
  • ✓Sub-ledger real-time T+0 netting with daily bank sweep
  • ✓Standard 99.9% uptime SLA with developer documentation access
Request Commercial Term Sheet →
Pre-execution agreement under UK / EU laws
RECOMMENDED FOR CLEARING PARTNERS
MOST POPULAR · PROTECTED MARGIN99.99% SLA

Curated Corridor Allocation

Secure a strictly capped seat on a primary receiving rail with priority order routing.

£1,250/month
Base switch fee: 12 bps (cascading)
  • ✓Strictly capped seat quota (1 of 2 or 1 of 3 partners per corridor)
  • ✓First-queue priority in Smart Order Router (SOR)
  • ✓Preferential volume switch fee: 12 bps (cascading to 6 bps)
  • ✓Dedicated bilateral netting liquidity desk & fast-track sweeps
  • ✓Direct Slack/Teams channel to engineering NOC with 15m critical SLA
Request Commercial Term Sheet →
Pre-execution agreement under UK / EU laws
FULL STACK DEPLOYMENT99.995% SLA

White-Label Payment Stack

Complete banking, remittance, and POS operating software branded under your institution.

£2,950/month
Base switch fee: 8 bps (cascading)
Setup: £5,000 one-off
  • ✓Fully branded Web, native iOS & Android applications
  • ✓Certified Android POS terminal management & remote fleet deployment
  • ✓Automated RegTech KYC/AML module with sanctions verification
  • ✓Multi-entity sub-ledger accounting with 0.000% balance sheet drift
  • ✓Dedicated single-tenant VPC deployment with regional data residency
Request Commercial Term Sheet →
Pre-execution agreement under UK / EU laws
Are you a retail merchant, storefront, or mobile cash-in agent?
Operating companies deploy Android POS hardware and earn instant T+0 commissions under PSP regulatory coverage.
DOWNSTREAM DISTRIBUTION NETWORK (OPERATING AGENTS)

Retail Agent Operating Tiers & Hardware

Deploy certified Android POS terminals to your retail counters or field operations. Earn recurring per-transaction remittance splits and bill payment revenue settled real-time in your vault.

AGENT COMMISSION SIMULATOR

Calculate Monthly Retail Agency Revenue

Simulate your earnings from retail Android POS remittances, in-store bill pay collections, and sub-agent override commissions. Commissions settle T+0 in real-time.

Estimated Monthly Net Earnings
£545 /mo
Monthly Remittance Volume£75,000
Bill Pay & Cash-In Count300 tx/mo
Downstream Sub-Agent Volume£25,000
Direct Remittance Split
£413
Bill Pay Earnings
£120
Sub-Agent Override
£13
Platform Fee Status
100% Waived (Met Target)
NO MONTHLY FEET+0 Vault Split

Starter Retail Agent

Ideal for local retail counters, convenience stores, and independent exchange kiosks.

£0/month
Remittance Split: 0.35% · Bill Pay: £0.25
POS: 1 Smart Mobile POS terminal available (lease or purchase)
  • ✓Free partner registration with instant onboarding verification
  • ✓0.35% commission split on cross-border remittance volume
  • ✓£0.25 fixed commission on bill payments and cash collections
  • ✓Instant T+0 settlement directly into agent segregated vault balance
  • ✓Basic agent web dashboard with live transaction lookup and CSV export
Apply as Operating Agent →
Regulated agency coverage under licensed PSP
RECOMMENDED FOR RETAIL CHAINS
BEST FOR MULTI-BRANCHT+0 Vault Split

Pro Merchant Network

Built for supermarket chains, multi-branch retailers, and high-footfall remittance desks.

£49/month
Remittance Split: 0.55% · Bill Pay: £0.40
+ 0.05% Sub-Agent Override
Fee waived when monthly volume ≥ £50,000
POS: 2 to 10 POS terminals with fleet management and SIM connectivity
  • ✓£49/mo platform fee (automatically waived if monthly volume > £50,000)
  • ✓0.55% commission split on all remittance volume
  • ✓£0.40 fixed commission on domestic bill pay and voucher disbursals
  • ✓Multi-branch dashboard with role-based cashier access controls
  • ✓Floating overdraft liquidity advance for continuous counter cash-out
Apply as Operating Agent →
Regulated agency coverage under licensed PSP
MAXIMUM EARNINGST+0 Vault Split

Master Regional Aggregator

For licensed MTO bureaus, diaspora community networks, and regional sub-agent managers.

£199/month
Remittance Split: 0.75% · Bill Pay: £0.50
+ 0.15% Sub-Agent Override
Fee waived when monthly volume ≥ £250,000
POS: Unlimited terminal fleet deployment + custom API integration
  • ✓£199/mo platform fee (automatically waived if monthly volume > £250,000)
  • ✓0.75% top-tier commission split on direct retail volume
  • ✓0.15% overriding commission on all downstream sub-agent network transactions
  • ✓Custom co-branded web portal for community diaspora members
  • ✓Wholesale interbank FX rate spreads and dedicated key account director
Apply as Operating Agent →
Regulated agency coverage under licensed PSP
CERTIFIED PAYMENT TERMINALS

Hardware Terminal Procurement

Equip retail counters and field runners with EMV Level 2 and PCI certified hardware. Choose flexible monthly leasing with maintenance, or outright ownership.

MOBILE POS4G SIM ACTIVE

PAX A920 Pro Smart Mobile POS

Certified Android mobile payment terminal with built-in thermal printer, contactless NFC, and multi-network 4G SIM.

£19/month per terminal
Refundable hardware deposit: £50
Display: 5.5" HD IPS Capacitive Touchscreen
Network: 4G LTE Dual-SIM, Wi-Fi 2.4/5GHz, Bluetooth 4.2
Printer: Integrated 58mm High-Speed Thermal Receipt Printer
Security: PCI PTS 5.x, EMV L1 & L2, Visa PayWave, Mastercard Contactless
COUNTERTOP POS4G SIM ACTIVE

SUNMI D2s Dual-Screen Countertop Terminal

High-volume fixed retail station with 10.1" cashier display and 7" customer-facing confirmation screen.

£32/month per terminal
Refundable hardware deposit: £75
Display: 10.1" Merchant Screen + 7" Customer Facing Display
Network: Ethernet LAN, Dual-Band Wi-Fi, 4G Cellular Fallback
Printer: 80mm Auto-Cut Heavy-Duty Thermal Printer
Security: PCI PED Compliant, Biometric Fingerprint Sensor (Optional)
SOFTPOS VIRTUAL

Tap-to-Phone Virtual Terminal

Zero hardware footprint. Turns any NFC-enabled commercial Android smartphone into an authorized payment terminal.

£0/month per terminal
Display: Host Smartphone Display
Network: Host Device Cellular / Wi-Fi
Printer: Digital E-Receipt via SMS / WhatsApp / Email
Security: PCI CPoC / MPoC Certified Software Architecture
Do you hold an institutional payments license (SPI, API, Bank)?
Connect domestic central bank clearing rails and monetize your regulatory capacity.
PLATFORM VALUE-ADDED SERVICES

Modular Financial Infrastructure Add-Ons

Enhance your institutional clearing or retail agency operations with modular banking, treasury, and card issuing modules mapped directly into our unified API switch.

BANKINGACTIVE API

Multi-Currency Virtual IBANs

£5.00 /mo per account + 10 bps inbound credit

Dedicated GBP sort code, EUR SEPA IBAN, and USD Fedwire routing in your business legal name for frictionless local collections.

LIQUIDITYACTIVE API

Instant Stablecoin Settlement

10 bps conversion spread (0.10%)

Convert local retail remittance collections into instant 1:1 backed USDC/EURC reserves without cross-border banking delays.

TREASURYACTIVE API

Overnight Float Yield Vaults

Earn 4.2% APY on overnight float balance

Automated treasury sweep putting idle agent cash-out liquidity to work in short-term US Treasury instrument backed vaults.

ISSUINGACTIVE API

Commercial Expense & Debit Cards

£3 per virtual card · £7 per physical card

Instantly issue multi-currency physical and virtual Mastercard/Visa debit cards to cashiers, field runners, and branch managers.

COMMERCIAL FAQ

Frequently Asked Pricing Questions

How are switch fees collected from clearing partners?

Switch fees are automatically deducted at the sub-ledger level per routed transaction during double-entry pairing. There are no monthly billing invoices or manual payment requests for transaction fees.

When do agents receive their remittance commissions?

Commissions credit in real-time (T+0) to the Agent Vault balance the moment a beneficiary receives confirmation (P99 under 18 seconds). Funds can be swept or used for immediate cash-out float.

Can an agent upgrade their tier as volume increases?

Yes. Tier upgrades occur automatically. For example, if a Pro Merchant exceeds £50,000 in monthly volume, their £49 monthly platform fee is automatically waived on that month balance statement.

What legal agreements govern commercial packages?

Institutional PSP packages are governed by our formal Commercial Draft Term Sheet (drafted under the Laws of England and Wales). Operating agents execute standard regulated agency agreements.