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Pan-African Settlement Hub● Production Rail

Yellow Card

Pan-African payments infrastructure bridging pan-African local banking networks and mobile money providers (M-Pesa, MTN, Airtel) with stablecoin liquidity. Solves foreign exchange scarcity across frontier markets.

Settlement Speed
Instant (<60s)
Baseline Pricing
+0.20%
Supported Countries
20+ African Nations
Active Currencies
NGNKESZARGHSUSDC
RAIL ARCHITECTURE

Core Capabilities

  • Direct M-Pesa B2C and C2B payout rails
  • Instant Nigerian NIP bank clearing
  • Deep USDT/USDC local fiat orderbooks
  • Sanction screening against regional lists
TECHNICAL INTERFACES

Supported Protocols

M-Pesa Paybill / TillActive
NIP (Nigeria Interbank)Active
MTN MoMoActive
Airtel MoneyActive
COMPLIANCE & LICENSING

Regulatory Status

  • AUSTRAC Licensed
  • South Africa FSCA Regulated CASP
ORCHESTRATION CONTRACT CALL
POST /v1/orchestration/yellowcard/payout
// Execute automated cross-border settlement via Yellow Card
const response = await fetch("https://api.globalpayment.live/v1/orchestration/yellowcard/payout", {
  method: "POST",
  headers: {
    "Authorization": "Bearer gp_live_sk_9a8f...",
    "Content-Type": "application/json",
    "X-Idempotency-Key": "idemp_550e8400-e29b-41d4-a716"
  },
  body: JSON.stringify({
    sourceAccount: "act_treasury_usd_01",
    targetRail: "yellow-card",
    amount: "25000.00",
    currency: "USD",
    destinationCurrency: "NGN",
    beneficiary: {
      accountType: "corporate",
      routingProtocol: "M-Pesa Paybill / Till"
    }
  })
});